Policy declinedThe roof
Shingles past about fifteen years trigger a declination from most carriers, whatever the roof still looks like.
We are a local cash buyer. Our own funds and private lending. No agent, no repairs, no commission, and you pick the closing date.
Hablamos español. DeLand · Deltona · DeBary · Orange City
Insurance carriers in Florida underwrite on four systems. When one fails, a retail buyer cannot get a policy, and without a policy they cannot get a loan. That is where most ordinary sales fall apart, and it is exactly the kind of house we look for.
Policy declinedShingles past about fifteen years trigger a declination from most carriers, whatever the roof still looks like.
Policy declinedFederal Pacific or Zinsco panels, screw-in fuses, cloth insulation, aluminium branch wiring, knob-and-tube.
Repriced or declinedPolybutylene or galvanized supply lines, and cast iron drain lines running under the slab.
Appraisal problemA system past its service life, or a house that never had central air to begin with.
If a four-point inspection has already come back against you, send it over. It tells us more in one page than a week of phone calls.
Four questions about your house. Nothing is sent anywhere and nothing is saved. The answer appears right here on this page.
No obligation at any point. If our number does not work for you, that is a normal outcome and we part on good terms.
You tell us the address, roughly what shape it is in, and what your timeline looks like. Two minutes.
One visit, about thirty minutes. We look at the roof, the panel, the pipes and the air, and take our own photographs.
One price, not a range, with the arithmetic written out: what it sells for repaired, what the repairs cost, what we need to make.
Ten days, or three months. If you need to stay in the house a few weeks after closing, say so and we write it in.
At a licensed Florida title company. You bring your ID, they wire your money. Leave anything you don't want.
Anybody who tells you otherwise is selling you something. We buy below retail because we take on the repairs, the carrying costs, the insurance problem and the risk that the market moves. What you get back is a date you can count on.
People rarely call a cash buyer because everything is going well. If any of this sounds like your situation, it is one we have worked through before.
A house two states away, siblings who have to agree, and the taxes still coming due every November.
Tenants in place, repairs you keep deferring, and rent that stopped covering the trouble a while ago.
A lis pendens filed, or a letter in the mail you have not opened. There is usually more time than it feels like.
Roof, panel, cast iron drains. Work that has to happen before any retail buyer can get insured at all.
A carrier non-renewal makes a house very hard to sell on the open market. It does not stop us at all.
When what matters is a clean date on the calendar rather than squeezing out the last dollar.
Fill this in and we will call you the same day, usually within a couple of hours. It costs nothing and it obligates you to nothing.
We fund acquisitions and renovations across Central Florida and keep a short list of private lenders who want the package first. Every one comes with the numbers in writing: purchase basis, scope of work, the comparable sales behind the exit price, and the timeline.
No fund, no pooled money, and no promises about returns.
Ask us for the list